Business Voice

A partner in business protection 

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Published: April 1, 2025

Contributors: David Spriet

Business insurance is never top of mind—until it is

Running a business comes with countless responsibilities and ensuring that your company is well-protected seems like a top priority. Of course, you want to protect your business from any harmful, troubling event. But let’s face it: getting insurance for your business is not necessarily the most exciting or interesting task on your list.  

Generally speaking, the insurance industry has a bit of a reputation for making business insurance, well…just a little complicated. That’s where a commercial insurance advisor comes in. You need a trusted partner in business protection. 

Local insurance expertise tailored to businesses 

Bauld Insurance understands that no two businesses are alike. Whether operating a craft brewery, a growing tech startup, an apartment, or a retail store, businesses face unique risks that require customized insurance solutions. 

With a rich history and over 75 years of serving the Halifax business community, Bauld Insurance has established itself as more than just another insurance provider. Their 4.9-star rating from over five hundred Google Reviews highlights its reputation as an HRM industry-leader known for providing exceptional customer service. 

“As much as it might sound cliché, we’re not just selling policies; we’re providing peace of mind,” says Steve Earle, President of Bauld Insurance. “Our advisors take pride in ensuring businesses across Halifax have the right protection in place so they can focus on what they do best. Insurance is always changing and evolving; it’s important to get it right at the policy-building stage and beyond.” 

Business risk management—now more complicated than ever 

Apart from all the geopolitical and economic challenges, businesses face more diverse risks than ever. More risks mean more insurance claims. Broadly, this is driving up policy costs for both personal and business insurance. 

Increasing cyberattacks, including ransomware and data breaches, threaten business continuity. Social media misinformation and AI-generated deepfakes can harm brand credibility. More frequent extreme weather events may damage infrastructure and disrupt operations. It all adds up to an ever-growing and evolving list of risks that could significantly hurt your company. Today, owner-operators need sage advice to ensure their business is well protected. 

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Support through the claims process 

The Bauld Insurance team believes that insurance is more than just line items on a policy—it’s also about having the right support when it matters most. Bauld’s commercial team has a track record of assisting clients through the claims process, ensuring smooth handling and quick resolutions. Sometimes, that is easier said than done. 

“When something bad and unexpected happens, we want our clients to feel confident that they’re not alone,” says Sean Murray, Bauld Insurance – VP Business Development. “We advocate for them, in the often-complex world of insurance claims, to find fair outcomes so they can get back to business. Depending on the situation, that can take a lot of effort, and the stakes are usually pretty high when a business insurance claim is on the line.” 

A legacy of supporting Halifax businesses 

With over seven decades of service, Bauld Insurance has played a vital role in the Halifax business community. The company has grown alongside local businesses, helping them navigate industry changes, risks, and opportunities. Built on trust, experience, and a commitment to service, Bauld Insurance continues to be the go-to insurance partner for HRM business owners. 

For Halifax Chamber of Commerce members seeking comprehensive business insurance, visit 

bauldinsurance.com/business-insurance/chamber 

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